The journal entry
5200 Materials$120.50
1011 Checking — Chase−$120.50
Balance$0.00 ✓
Works with Claude, ChatGPT, and Cursor
Your AI can finally manage your finances.
Drop a bank statement into your AI assistant. It categorizes the transactions, reconciles your accounts, and produces real financial statements — on a double-entry ledger that will not let it make the books wrong.
Free to start. No card. Your books export to CSV any time.
What it feels like
Ask in plain English. Get an answer from your actual books.
You
How much did I spend on software last month?
AI
$8,422.0027% higher than the month before.
- OpenAI — $3,180.00
- Anthropic — $2,940.00
- Cursor — $1,502.00
- Vercel — $800.00
There are still 12 uncategorized charges this period. Want me to work through them?
Illustration of a real session — not a recording of a customer
How it works
One connection, and your assistant can do the books.
BalanceMCP speaks the Model Context Protocol, so your assistant talks to it directly. Nothing is installed and nothing runs on your machine.
Your AIMCPBalanceMCP ledgerYour bankReports
Try it
Pick a charge. See exactly why it landed where it did.
Every categorization becomes a balanced journal entry, and the reasoning comes with it. Nothing happens to your books that you cannot see the working for.
Categorized as
5200 Materials
A hardware retailer on a business book almost always means job materials rather than office supplies. It is a cost of doing the work, so it belongs above the line in cost of sales — which keeps your gross margin honest.
No new app to learn
Works where your AI already works.
If your assistant supports MCP connectors, it supports BalanceMCP. Paste one key and you are done.
ClaudeChatGPTClaude DesktopCursorWindsurfVS CodeZedAny MCP client
What you get
Bookkeeping that holds up, done by something that never gets bored.
Drop in a statement
Hand your AI a PDF or CSV from any bank. It reads the rows; we check the arithmetic against the statement’s own opening and closing balance and refuse anything that does not add up.
Bank feeds, once they land
Automatic bank connections are still being built — today every statement comes in by hand, and the books are identical either way. We would rather say so here than let you find out after signing up.
Ask anything
Profit and loss, balance sheet, trial balance, cash position, general ledger — computed live from the ledger, not summarized from a guess.
Safe by construction
Entries must balance or the database rejects them. History is append-only — corrections happen by reversal, never by editing. Every action your AI takes is logged.
Why you can trust it
The guardrails are in the database, not in the prompt.
An AI that can write to your books is only safe if the books can defend themselves. These four rules hold no matter what any model does.
Your AI cannot corrupt the books
Balanced-or-rejected is enforced by the database itself, not by a prompt asking nicely.
Nothing is ever edited away
The journal is append-only. A mistake is corrected by a reversal that stays on the record beside it.
Close a month and mean it
Lock a period and nothing can post into it — not you, not your assistant, not a later import.
Every action is on the record
An append-only audit log captures what ran, what it did, and when. It cannot be edited or deleted.
Ask anything.
“Which subscriptions should I cancel?”
Pricing
Everything works on the free plan.
The only thing you pay for is letting your bank send transactions in by itself.
Free
$0/ forever
Statements in, books out. No card.
- Unlimited books — business and personal
- PDF, CSV, and manual import
- All 19 tools for your AI
- Every report, computed live
- Full CSV export, any time
- Append-only audit log
Coming soon
Plus
$9/ month
Bank feeds are still in development — not yet available to buy.
- Everything in Free, once released
- Up to 10 connected accounts
- Automatic daily bank sync — planned, not yet built
- Aiming to reach the 12,000+ institutions Plaid supports
- Cancellable monthly, once it exists